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Michael D. Strauss's Articles

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  • How Important Is Credit Card APR?
    Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate.
  • Is Cashback The Future For Credit Cards?
    Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
  • Credit Card Cheques - An Expensive Convenience
    Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost.
  • Credit Card Balance Transfer Fees
    Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born.
  • Get in Control of Your Credit Card Debt
    Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
  • Flat Rate Credit Cards
    Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.
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